Tip Two: Ditch The Second Car and Save over £2,000 a year

I am aware that these tips may not be relevant to some people.
My aim is to show how one formerly wasteful member of the spend, spend, spend generation can save without suffering (too much!)
Today Mr Credit Cruncher and I decided to ditch the second car.
It wasn't an easy decision as we have three very active children and both work (him full-time, me part-time).
We have run two cars since the last recession (1991)when our first child was born and I went back to work.
Back then both our jobs were in places that meant two train or bus journeys.
Over the years things have changed.
Mr Credit Cruncher now works just 400 metres from a train station.
I, on the other hand work 25 miles away in a place that would require a bus, two trains and a taxi to get to before 8.30am!
The decision was made for us recently when a driver went into the back of Mr Credit Cruncher's car.
As said car is only worth £300 we would need to invest in a replacement that would need a loan.
We did the math.
The modest motor vehicle we were thinking of would mean monthly repayments of £114.00, add to that petrol, tax, insurance, MOT, servicing and ware and tear it worked out at around £200.00 total a month.
A massive saving of £2,400.00 a year.

Total projected annual saving so far: £2,608.00
Silver lining bonus: I can turn the "For Hire" sign off in Mum's Taxi and put my feet up instead of racing around all evening!