Welcome to my website.
So why?
Several reasons.
Until the past year I had led a very comfortable but wasteful life.
Yet over the past 12 months I have seen friends lose jobs, friends fear for jobs and a general grey gloom of doom.
My conclusion was thus.
1. As I'm self-employed its probably best to start tightening the belts.
2. How much money have I wasted over the years?
3. Life is short I want to live it to the full but on as little cash as possible.
4. Every cloud has a silver lining.
5. Spending less can be fun.
Follow my journey.......................
